Interested in learning more about the new Canadian Dental Care Plan? No problem! We’re here to walk you through all the important details. Let’s explore together and ensure you have a clear understanding of how the Canadian Dental Care Plan operates, who qualifies and how to apply.
Overview of the Canadian Dental Care Plan
The Government of Canada has launched the Canadian Dental Care Plan (CDCP) to improve access to dental care for those with financial limitations. This initiative seeks to make essential dental treatments affordable for all, promoting oral health for everyone.
Am I eligible?
To be eligible for the Canadian Dental Care Plan, you must meet certain criteria set by the government.
- Residency: Be a Canadian resident for tax purposes.
- Tax Filing: Have filed an income tax return for the previous year.
- Insurance Status: Do not possess dental insurance through private, pension, or employer plans.
- Income Threshold: Have a net family income of less than $90,000 annually.
What is covered?
The Canadian Dental Care Plan covers various oral health services to prevent and treat oral diseases and maintain healthy teeth and gums. These services, recommended by dentists, include:
- Diagnostic services, like dental X-rays, to spot dental issues accurately.
- Preventive services, such as regular check-ups and cleanings, to stop dental problems from getting worse.
- Periodontal services, focusing on treating gum diseases to keep gums healthy.
- Restorative services, like fillings, to fix damaged teeth.
- Endodontic services, such as root canal treatments, for issues within the tooth.
- Prosthodontic services, providing options for missing teeth like dentures and implants.
- Sedation dentistry, ensuring comfort during dental procedures.
- Oral surgery services, including extractions and gum surgeries, for complex dental issues.
How much will be covered?
The CDCP covers part of the cost based on your income and CDCP fees. You might pay more if your income is between $70,000 and $89,999, if services cost more than CDCP fees, or if you choose services not covered.
| Net Family Income | Covered by CDCP | Covered by Patient |
|---|---|---|
| Below $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
How can I apply?
For people aged 65 or older, you’ll automatically receive a letter with instructions and an application code, so no action is required. Simply follow the instructions in the letter to apply over the phone.
If you’re eligible but haven’t received a letter, ensure your mailing address matches the one used for your 2022 tax filing. Contact the Canada Revenue Agency (CRA) to update it if necessary.
Starting May 2024, online applications will be available.
When to Apply
Here’s the application schedule for the Canadian Dental Care Plan:
| Eligible Age Categories | Date Applications are Open |
|---|---|
| Seniors aged 65 and above | Started in December 2023 |
| Adults with a valid Disability Tax Credit certificate | Starting June 2024 |
| Children under the age of 18 | Starting June 2024 |
| All remaining eligible Canadian residents | Starting 2025 |
Conclusion
Now that you’re familiar with the Canadian Dental Care Plan and its benefits for accessing affordable dental care, you’re ready to maximize its advantages. Richmond Dental Centre offers excellent care to support your healthy smile. Schedule an appointment by calling (604) 273-3368. Remember, taking care of your dental health is essential for your overall well-being.
For more details on covered services, please visit the Government of Canada website.
